Everything You Need to Know – Explore Our FAQs

We understand that financial planning can be complex, and you may have questions along the way.

General Questions

What is a Systematic Investment Plan (SIP)?

A SIP is a method of investing a fixed amount regularly (monthly or quarterly) into mutual funds or other investment schemes. It helps you build wealth gradually by leveraging market fluctuations and the power of compounding.

How is Portfolio Management Service (PMS) different from Mutual Funds?

PMS offers personalized portfolio management tailored to your specific goals and risk profile, typically for high-net-worth investors. Mutual Funds pool money from multiple investors and invest in a diversified portfolio managed by fund managers, accessible to all investors.

What are Alternative Investment Funds (AIFs)?

AIFs are privately pooled investment vehicles that invest in assets like private equity, real estate, or hedge funds. They are categorized into three types based on their investment strategies and risk profiles.

How do I choose the right investment plan?

Choosing the right plan depends on your financial goals, risk tolerance, investment horizon, and liquidity needs. Our experts can help you analyze your situation and recommend a personalized investment strategy.

What is the difference between SIP, SWP, and STP?

• SIP (Systematic Investment Plan): Regular investment into a scheme.
• SWP (Systematic Withdrawal Plan): Regular withdrawal from your investment corpus.
• STP (Systematic Transfer Plan): Regular transfer of funds from one scheme to another.

How much should I invest monthly through SIP?

The amount depends on your financial goals and income. Even small amounts can grow significantly over time with consistent investing and compounding.

What kind of risks are involved in investing?

All investments carry some risk, including market risk, inflation risk, and liquidity risk. Risk management strategies help mitigate these risks based on your risk appetite.

Can I redeem my investments anytime?

Mutual funds generally allow redemption anytime, though some schemes have lock-in periods. PMS and AIFs may have specific lock-in and exit terms. We will guide you on liquidity options before you invest.

How often will I receive updates on my portfolio?

We provide regular portfolio reviews and updates, typically quarterly or as per your preference, to keep you informed about performance and any recommended changes.

Do you provide retirement and estate planning services?

Yes, we offer comprehensive retirement and estate planning to help you secure your future and ensure your assets are distributed according to your wishes.

We provide expert investment planning and financial consulting to help you reduce liabilities.

Working Hours: Mon-Fri 9:00 am to 6:00 pm

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+91 90900 87001

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info@prashanth
investments.com

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor | ARN- 327240 | Date of initial Registration: 23/04/2025 | Current validity: 22/04/2028